Personal Health is a modular plan, the core cover includes many health care benefits. However the plan allows you to choose up to six options to enhance your cover.

Benefits of Personal Health include:

• Market leading heart and cancer cover and care*, including radiotherapy and chemotherapy
• Market leading family cover
• 24-hour telephone access to information and guidance from our nurses and counsellors and access to our pharmacists and midwives throughout the day
• In-patient and day-patient treatment at a network of over 250 hospitals
• Fast Track Appointments – finding you the right specialist, at the right time and place for you
• Computerised tomography (CT), magnetic resonance imaging (MRI) and positron emission tomography (PET) scans.

*Availability of cover dependent on medical history and cover chosen.

Extra cover options available:

• Out-patient
• Therapies
• Mental Health**
• Dentist and Optician Cashback
• Extended Cover
• Travel Cover

**Availability of cover option dependent on medical history.

AXA PPP healthcare always recommend that you ask your GP for an open referral. That’s a referral that does not name a specialist. With an open referral, you’ll have a choice of specialist and our team will make your appointment for you.

You can add family members to your cover, including babies, at any time.

You can normally add:

• Your partner. It does not matter whether you are married, in a civil partnership, or living together permanently in a similar relationship.
• Any of your children or your partner’s children.

If you would like to add a new baby to your cover, you can normally do this from their date of birth, so long as you call us within three months of their birth. We normally will not need details of their medical history. Cover exclusions may apply to babies born after fertility treatment, or following assisted reproduction, or who you have adopted.

Switching to AXA PPP healthcare is easy – we’ll do all the paperwork for you. In most cases, your cover can continue without any interruptions.

If you can answer a couple of questions about your health favourably, we may cover you with no changes to your previous medical underwriting, subject to the terms and conditions of the new plan you choose.