You can switch from an existing insurer to us here at AXA PPP healthcare with just one call – even if your policy is not yet due for renewal.
At AXA PPP healthcare we have a range of health plans available to suit many different requirements and budgets.
Affordable private or NHS dental cover to help manage planned or emergency dental care.
Private health insurance offers you the peace of mind that if you fall ill, you’ll have our support in finding you the care you need, so you can focus on getting better – whilst avoiding NHS waiting lists.
Health insurance is usually designed to cover treatment of new medical conditions that begin after you join. Contact us here at AXA PPP healthcare to discuss your underwriting options if you have any pre-existing conditions.
A pre-existing condition is any disease, illness or injury that:
Our Personal Health plan is our next generation of private health insurance. The plan offers you the choice and convenience you need, when you need it. Whatever your budget, there’s a plan to suit you — we believe that great health cover is for everyone.
Our Personal Health plan is what’s known as a modular plan – there is a wide range of core cover and you can then choose form up to six options to enhance your cover.
Benefits of Personal Health include:
Access to more than 250 private hospitals listed in our Directory of Hospitals
Quick access to CT, MRI and Pet scans on a specialist referral
*Availability of cover dependent on medical history and cover chosen.
Extra cover options available:
What’s not covered?
To keep subscription costs down for everyone, there are some things we won’t pay for.
– Treatment of medical conditions that you had or had symptoms of before you joined (unless you’ve switched from another plan and have underwriting called ‘continued medical exclusions’)
– Pregnancy and childbirth
– Treatment of on-going, recurring and long-term conditions, such as diabetes or asthma. We also call these ‘chronic conditions’
– Cosmetic treatment (except for birthmarks and prominent ears under our enhanced family cover)
– There are some specialists whose costs we don’t pay in full, so it’s important you call us if you need to claim
– If you choose our Guided Option, we will not cover treatment by a specialist that we didn’t help you choose.
*Availability of cover option dependent on medical history.
Personal Health provides cover for treatment of new medical conditions that arise after you join.
Here at AXA PPP healthcare we always recommend that you ask your GP for an open referral. That’s a referral that does not name a specialist. With an open referral, you’ll have a choice of specialist from our directory of specialists, and our team will make your appointment for you.
You can add family members to your cover, including babies, at any time.
You can normally add:
If you would like to add a new baby to your cover, you can normally do this from their date of birth, so long as you call us within three months of their birth. We normally will not need details of their medical history. Cover exclusions may apply to babies born after fertility treatment, or following assisted reproduction, or who you have adopted.
Switching to us at AXA PPP healthcare is easy – we’ll do all the paperwork for you. In most cases, your cover can continue without any interruptions.
If you can answer a couple of questions about your health favourably, we may cover you with no changes to your previous medical underwriting, subject to the terms and conditions of the new plan you choose.